:root {
  color-scheme: light;
  --ink: #14211f;
  --muted: #5c6762;
  --line: #d9e3dc;
  --paper: #fbfcf8;
  --panel: #ffffff;
  --soft: #eef7f1;
  --teal: #007c76;
  --green: #68a339;
  --gold: #c1902d;
  --red: #b5433c;
  --shadow: 0 18px 48px rgba(20, 33, 31, 0.14);
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}

a {
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(251, 252, 248, 0.94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(14px);
}

.nav {
  width: min(1120px, calc(100% - 32px));
  min-height: 68px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  font-weight: 800;
}

.brand-mark {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  color: #ffffff;
  background: var(--teal);
  font-size: 0.82rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  font-size: 0.94rem;
  color: var(--muted);
}

.nav-links a {
  text-decoration: none;
}

.button,
.button-secondary {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 16px;
  border-radius: 8px;
  border: 1px solid transparent;
  text-decoration: none;
  font-weight: 800;
  line-height: 1.15;
}

.button {
  color: #ffffff;
  background: var(--teal);
}

.button-secondary {
  color: var(--ink);
  background: var(--panel);
  border-color: var(--line);
}

.hero {
  position: relative;
  min-height: calc(100vh - 68px);
  display: grid;
  align-items: center;
  overflow: hidden;
  background: #10201f;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(90deg, rgba(8, 24, 23, 0.92), rgba(8, 24, 23, 0.67) 40%, rgba(8, 24, 23, 0.12)), var(--hero-image);
  background-size: cover;
  background-position: center;
}

.hero-inner {
  position: relative;
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  padding: 72px 0 120px;
}

.eyebrow {
  margin: 0 0 14px;
  color: #a7efe4;
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
}

.hero h1 {
  max-width: 760px;
  margin: 0;
  color: #ffffff;
  font-size: clamp(2.4rem, 7vw, 5.8rem);
  line-height: 0.98;
}

.hero p {
  max-width: 620px;
  margin: 22px 0 0;
  color: #e6f4ef;
  font-size: clamp(1rem, 2.2vw, 1.26rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.hero-strip {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(251, 252, 248, 0.96);
  border-top: 1px solid rgba(217, 227, 220, 0.7);
}

.hero-strip-inner {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
}

.metric {
  padding: 18px 20px;
  border-left: 1px solid var(--line);
}

.metric:last-child {
  border-right: 1px solid var(--line);
}

.metric strong {
  display: block;
  font-size: 0.95rem;
}

.metric span {
  display: block;
  color: var(--muted);
  font-size: 0.86rem;
}

.section {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  padding: 72px 0;
}

.section-header {
  max-width: 760px;
  margin-bottom: 28px;
}

.section-header h2 {
  margin: 0;
  font-size: clamp(1.75rem, 4vw, 3rem);
  line-height: 1.06;
}

.section-header p {
  margin: 12px 0 0;
  color: var(--muted);
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  min-height: 100%;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--panel);
  box-shadow: 0 1px 0 rgba(20, 33, 31, 0.03);
}

.card h3 {
  margin: 0 0 10px;
  font-size: 1.15rem;
  line-height: 1.25;
}

.card p {
  margin: 0;
  color: var(--muted);
}

.card a {
  text-decoration: none;
}

.meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 14px;
  color: var(--muted);
  font-size: 0.82rem;
}

.pill {
  padding: 5px 8px;
  border-radius: 999px;
  background: var(--soft);
}

.band {
  background: #162422;
  color: #ffffff;
}

.band .section-header p,
.band .card p,
.band .meta {
  color: #d7e6df;
}

.band .card {
  color: #ffffff;
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(255, 255, 255, 0.16);
}

.split {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 38px;
  align-items: start;
}

.checklist {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.checklist li {
  padding-left: 30px;
  position: relative;
}

.checklist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.48em;
  width: 14px;
  height: 14px;
  border-radius: 4px;
  background: var(--green);
}

.article-shell {
  width: min(880px, calc(100% - 32px));
  margin: 0 auto;
  padding: 56px 0 84px;
}

.article-header {
  padding-bottom: 28px;
  border-bottom: 1px solid var(--line);
}

.article-header h1 {
  margin: 8px 0 14px;
  font-size: clamp(2rem, 5vw, 4rem);
  line-height: 1.02;
}

.article-header p {
  margin: 0;
  color: var(--muted);
  font-size: 1.12rem;
}

.article-body h2 {
  margin: 42px 0 10px;
  font-size: 1.65rem;
  line-height: 1.18;
}

.article-body p,
.article-body li {
  color: #34413d;
}

.article-body table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  background: var(--panel);
}

.article-body th,
.article-body td {
  padding: 12px;
  text-align: left;
  border: 1px solid var(--line);
  vertical-align: top;
}

.callout,
.risk-box,
.cta-panel {
  margin: 28px 0;
  padding: 22px;
  border-radius: 8px;
}

.callout {
  background: #f3f8ef;
  border: 1px solid #cfe1c5;
}

.risk-box {
  background: #fff7ed;
  border: 1px solid #edd7b3;
}

.cta-panel {
  color: #ffffff;
  background: #14211f;
}

.cta-panel p {
  color: #dfece8;
}

.faq details {
  padding: 16px 0;
  border-bottom: 1px solid var(--line);
}

.faq summary {
  cursor: pointer;
  font-weight: 800;
}

.footer {
  background: #101918;
  color: #dce8e4;
}

.footer-inner {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  padding: 42px 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.footer a {
  color: #ffffff;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: flex-end;
}

@media (max-width: 820px) {
  .nav {
    min-height: auto;
    padding: 14px 0;
    align-items: flex-start;
    flex-direction: column;
  }

  .nav-links {
    width: 100%;
    overflow-x: auto;
    padding-bottom: 4px;
  }

  .hero {
    min-height: 780px;
  }

  .hero-inner {
    padding-top: 52px;
  }

  .hero-strip-inner,
  .grid,
  .split,
  .footer-inner {
    grid-template-columns: 1fr;
  }

  .metric,
  .metric:last-child {
    border-right: 0;
    border-left: 0;
    border-bottom: 1px solid var(--line);
  }

  .footer-links {
    justify-content: flex-start;
  }
}